Down Payment Calculator
Work out down payment and loan amount for a home
Use this when you need a fast, accurate result — no sign-up, works entirely in your browser.
Down payment—
Loan amount—
How to Use
- Enter your details into the fields above.
- Click the calculate button to get your result instantly.
- Use the clear button to start a new calculation.
Example
- Home price $300,000, 20% down payment → Down payment $60,000
- $450,000 home, 15% down payment → Down payment $67,500; loan amount $382,500
Formula
Down payment = home price × (down payment percentage ÷ 100). A higher down payment lowers the loan amount and often avoids PMI.
About Down Payment Calculator
Work out down payment and loan amount for a home. This free online tool gives you fast, accurate results without registration or downloads.
Everything runs locally in your browser, so your data is never uploaded or stored — privacy first.
Frequently Asked Questions
How much should I put down on a home? +
A 20% down payment avoids private mortgage insurance (PMI) and lowers the loan amount, but many loans accept 3–10% down. This tool shows your exact down payment and loan amount.
What does the calculator show? +
It shows the down payment amount and the resulting loan amount based on the home price and down payment percentage you enter.
Is this calculator free? +
Yes, it is completely free with no registration or download.