Annuity Calculator
Estimate the future value of regular annuity payments
Use this when you need a fast, accurate result — no sign-up, works entirely in your browser.
Future value—
Total contributions—
How to Use
- Enter your details into the fields above.
- Click the calculate button to get your result instantly.
- Use the clear button to start a new calculation.
Example
- Contribute $500 yearly, 5% annual return, 20 years → Future value ≈ $16,533
- $1,000/year annuity, 6% return, 15 years → Future value ≈ $23,275.97 (you contributed $15,000)
Formula
Annuity future value = payment × ((1 + r)n − 1) ÷ r, where r = periodic rate and n = number of payments.
About Annuity Calculator
Estimate the future value of regular annuity payments. This free online tool gives you fast, accurate results without registration or downloads.
Everything runs locally in your browser, so your data is never uploaded or stored — privacy first.
Frequently Asked Questions
What is an annuity? +
An annuity is a series of equal payments made at regular intervals, commonly used for retirement savings and income planning.
How is annuity future value calculated? +
Future value = payment × ((1 + periodic rate)^number of periods − 1) ÷ periodic rate.
Is this calculator free? +
Yes, it is completely free with no registration or download.